Terms of Service
These Terms of Service (“Terms”) govern your access to and use of Bixi’s services, including our website, API, and any related services (collectively, the “Services”). By using our Services, you agree to be bound by these Terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy and any other policies referenced herein. If you do not agree to these Terms, you must not use the Services.
2. Eligibility
Bixi’s Services are intended for use by organizations. By using the Services, you represent that you are an authorized representative of an organization, and you have the authority to bind the organization to these Terms.
3. Account Registration and Security
a. Organization and User Accounts
To access our Services, your organization must create an account (“Account”). Each Account is associated with one or more users, referred to as “User.” You agree to provide accurate and complete information during the registration process and to keep your Account information updated.
b. Account Security
You are responsible for maintaining the security of your Account and User credentials. You must notify Bixi immediately of any unauthorized use or breach of security. Bixi is not liable for any losses resulting from unauthorized access to your Account.
4. Use of Services
a. API Access
Bixi provides a unified API that allows your organization to send and request transactions. You agree to use the API in compliance with our API documentation and all applicable laws and regulations.
b. Prohibited Activities
You agree not to:
- Use the Services for any unlawful purposes or in violation of any applicable laws.
- Engage in fraudulent activities or submit false information through the Services.
- Interfere with or disrupt the integrity or performance of the Services.
c. Compliance with Laws
Your organization agrees to comply with all applicable laws and regulations, including Somalia's Data Protection Act (2023) and the Anti-Money Laundering and Countering the Financing of Terrorism Act (2016).
5. Fees and Payment
a. Service Fees
Bixi may charge fees for the use of certain Services. All applicable fees will be communicated to you prior to their application. By using the Services, you agree to pay all applicable fees in accordance with our fee schedule.
b. Payment Terms
Fees are due at the time specified in your service agreement with Bixi. Failure to pay fees when due may result in suspension or termination of your Account.
6. Data Privacy and Security
Your use of the Services is subject to Bixi’s Privacy Policy, which outlines how we collect, use, and protect your data. You agree to comply with all applicable privacy and data protection laws when using the Services.
7. Intellectual Property
a. Bixi’s Intellectual Property
All intellectual property rights in the Services, including but not limited to trademarks, logos, and content, are owned by Bixi or its licensors. You may not use, reproduce, or distribute any part of the Services without Bixi’s express written consent.
b. License to Use Services
Bixi grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services in accordance with these Terms.
8. Termination
a. Termination by You
You may terminate your Account at any time by providing notice to Bixi. Upon termination, you must cease all use of the Services.
b. Termination by Bixi
Bixi reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for any reason, including if you violate these Terms.
c. Effect of Termination
Upon termination, all rights granted to you under these Terms will immediately cease, and you must promptly return or destroy any copies of Bixi’s intellectual property in your possession.
9. Disclaimers and Limitation of Liability
a. Disclaimers
The Services are provided “as is” and “as available” without warranties of any kind, either express or implied. Bixi does not warrant that the Services will be uninterrupted or error-free.
b. Limitation of Liability
To the fullest extent permitted by law, Bixi will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services.
10. Governing Law and Dispute Resolution
These Terms are governed by the laws of Somalia, without regard to its conflict of laws principles. Any disputes arising out of or related to these Terms or the Services will be resolved through binding arbitration in Mogadishu, Somalia.
11. Changes to Terms
Bixi may update these Terms from time to time. You will be notified of any significant changes via email or through an update on our website. Your continued use of the Services after such changes have been made constitutes your acceptance of the new Terms.
12. Contact Information
If you have any questions or concerns about these Terms, please contact us at [email protected].
Last Updated: September 1, 2024